Can I claim compensation for a road traffic accident?
The law is very straight forward - All road users have a legal duty to take care for the safety of other road users.
So if you are injured in an accident caused by the negligence of another driver, you may be able to claim compensation for your injuries and any financial losses.
The classic accident circumstances that we see time and time again involve - rear-end collisions - vehicles pulling out of junctions - oncoming vehicles turning right across the traffic - vehicles changing lanes at roundabouts - and so on.
How do I claim?
We will be able to tell you very quickly, and free of charge, whether or not your case is worth pursuing.
The government is determined to drive down the cost of compensation claims, and with that in mind all cases with a value of £25,000 or less now have to be submitted to insurers through an online portal.
By and large, this system has worked well in terms of speeding up the process.
Only difficult or substantial cases are dealt with outside the portal, and we will quickly be able to assess whether yours is one of those.
Even if your case is dealt with outside the portal, all parties (us and the insurers for the other driver) have to abide by the rules of a pre-action protocol, which encourages the parties to settle the claim without ever getting involved in court proceedings.
The vast majority of our car accident claims are now settled without court proceedings.
How much compensation could I receive?
As you might expect, the amount of compensation for injuries suffered in a car accident depends on the extent of the injury and the level of financial losses.
The classic injury in these cases involves a soft-tissue whiplash injury to the neck or back.
But of course, there can be lots of other injuries arising from a car accident.
We will gather all the necessary expert medical evidence, and documentary evidence of any financial losses.
We will then discuss the value of your case with you before any settlement negotiations take place with insurers.
Our most recent car accident settlements range from £1,500 to over £100,000.
How long will it take?
Most car accident compensation claims are now settled in well under 12 months from the date of the first call.
This is because the government have streamlined the process by introducing a compulsory online system for dealing with claims worth less than £25,000.
In very substantial claims (worth £25,000 or more) the case can go on for longer, because we may need to wait for medical evidence, and it may be necessary to bring court proceedings.
But, even then it would be unusual for your case to go on much beyond 18 months.
Also bear in mind that we won’t get our fees until the case is finished - So we will get on with things as quickly as we can!
How much will it cost?
If you ask us to deal with your case we will discuss the fee arrangements clearly and carefully before asking you to sign our terms and conditions.
Although other fee arrangements are available, “no win no fee” is usually the best option for our clients.
There are no “upfront” fees, no hidden charges, and we will never leave you out of pocket.
Most importantly, if you lose the case you pay nothing at all.
We have never had a complaint from a client in relation to fees.
What if it was a 'hit & run' or the other driver is uninsured?
There are a couple of situations where you may think you can't make a claim:
If you are the victim of a "hit & run" accident, where the responsible driver has left the scene and can't be found, or
If you do know the identity of the responsible driver, but also know that they are uninsured.
In either of those cases we may still be able to help you claim compensation via the Motor Insurers' Bureau (MIB), which was established to meet compensation claims for the victims of uninsured drivers.
It's fair to say that claims to the MIB can be difficult, and occasionally drag on for longer than you would like.
But nonetheless, it may enable you to claim compensation in what would otherwise have been a hopeless situation.
If you have been the victim of an uninsured driver or a "hit & run" accident, please just get in touch and we'll be happy to give you some free initial advice.
Why choose Mulderrigs?
Some sections of the media think it's funny to make cheap gibes about the so-called 'compensation culture'.
But at Mulderrigs we understand that it can be a costly, painful, and miserable business when you are injured in a car accident caused by someone else.
We have been dealing with injury claims arising from car accidents for over twenty-five years, and we have recovered millions of pounds for our clients.
We have dealt with very serious head injury cases arising from accidents at work, car accidents, motorcycle accidents, trips and falls.
We promise to speak to you in plain English.
We’ll come to see you at a time and place that’s convenient for you.
We have held the Law Society’s LEXCEL quality mark since 2002. Only around 5% of law firms have achieved that recognition.
In our most recent survey 97% of our clients described our service as good or excellent.